The accurate delineation of banking markets is a necessary prerequisite to an analysis of the competitive environment in banking, the operational and allocation efficiency of our banking system, and policy prescriptions for structural change in the banking industry. While delineation constitutes a crucial foundation for analyses of competition, it appears that in practice current delineation techniques at best may be inconsistent, and at worst completely devoid of economic rationale...
This paper was published in Am. J. Agr. Econ. (1978) 60 (4):601-608.
Mathis, Stephen A.; Harris, Duane G.; and Boehlje, Michael, "An Approach To The Delineation Of Banking Markets" (1975). Economic Staff Paper Series. 169.