Until 2008, with some exceptions which featured a more general scope,1 disaster relief tended to be enacted for a specific term and for a specific disaster.2 As an example, the $100 deductible was suspended for losses on or after August 25, 2005, attributable to Hurricane Katrina.3 However, in the Emergency Economic Stabilization Act of 2008,4 the Congress created what some have termed a national disaster relief program. Additional legislation may be needed to create a complete fabric of relief provisions, particularly in light of the fact that many of the 2008 enactments have a limited life (through 2009 only) although the scope of the legislation is national.



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