For any family, credit can be a tool, trap or just "handy to have around." We talked about this in the February issue of Iowa Farm Science. We suggested factors to consider in combining credit for family living (consumer credit) and for farm operation (production credit). We pointed out ways in which wise use of credit could increase farm income, family living levels and over-all family satisfaction.
Liston, Margaret I. and Bivens, Gordon E.
"Consumer Credit - Using It Wisely,"
Iowa Farm Science: Vol. 11
, Article 6.
Available at: https://lib.dr.iastate.edu/farmscience/vol11/iss9/6