Publication Date



Polk County Housing Trust Fund


Understanding the demand for housing is complex and requires a multidisciplinary understanding and conceptual framework to fully grasp the factors that drive home consumer behavior. Based on the choices individuals and households make about housing, it not only impacts and in many ways defines them, but it also has social and fiscal implications for society at large. Availability of adequate and affordable housing, to own and rent, not only impact the quality of life in a community but also provides a distinct identity to the place. Further, lack of housing not only makes a community less attractive, it also limits the ability of local governments as a result of a smaller tax base to provide good quality public services. Understanding the housing market, a key component of economic development is therefore of paramount importance.